NAVIGATING OPEN ENROLLMENT with CAULEY & ASSOCIATES
Welcome to the Cauley & Associates blog. We will provide valuable insights into mental health, offer practical tips and tools, and address any inquiries you may have about therapy and our group practice.
November is known as open enrollment for most employers. What this usually means is, you can check out different health plans and we suggest making it a point to consider your mental health needs during this process. You will not only be investing in your emotional and psychological well-being, but you’ll also be taking an important step towards a healthier and more balanced life.
Our practice is independent, and we are 100% out-of-network. As an out-of-network provider, we maintain our commitment to confidentiality and allow you to drive the therapy process. What this means is if have PPO-type of insurance, you may have the liberty to choose your preferred provider and potentially receive reimbursement.
As you explore insurance options during the open enrollment period, we suggest you verify if your prospective insurance provider covers out-of-network mental health services. Typically, HMO plans do not offer reimbursement to clients for providers who are outside their network. Rest assured; we will furnish you with a comprehensive superbill/statement that you can submit to your insurance company for reimbursement.
Once you are covered, here are few key questions to consider if you’re interested in working with a therapist at Cauley & Associates:
- What is your deductible?
- Will there be a co-insurance payment?
- Is an authorization required for your visits?
- How can you submit a superbill, and what are the specific details needed?
- What is the timeframe for submitting the superbill?
Remember, prioritizing your mental health is just as crucial as tending to your physical well-being. Now is the time to give it the attention it deserves.
If you have questions about our practice or how to navigate insurance, feel free to reach out to us! At Cauley & Associates, we are committed to supporting you on this journey. Call us at 323-931-6025 or email us at info@cauleyassociates.com to get started.
Michelle Cauley, LCSW
